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SBI Retirement Benefit Fund - Conservative Hybrid Plan

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NAV: ₹16.35; —11 Sept 2026
AUM (₹ Cr): 254; Average, April - June 2026
Expense ratio: 1.24%; Regular 1.77%
Risk: High; SEBI riskometer

1Y return: 3.0%+0.1%; Benchmark 2.8%
3Y CAGR: 6.7%-1.3%; Benchmark 8.1%
5Y CAGR: 7.9%+0.6%; Benchmark 7.3%

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SBI Retirement Benefit Fund - Conservative Hybrid Plan

Calendar-year returns

Fund only: no comparison series covers this fund's history.

Risk statistics

Five years of daily NAVs. Risk-free rate 6.5% a year.

Standard deviation: —
Maximum drawdown: —
Sharpe ratio: —
Sortino ratio: —
Beta: —
Alpha: —
R²: —
Information ratio: —
Upside capture: —
Downside capture: —
Tracking error: —

Trailing returns compared with benchmark
Period	1M	3M	6M	YTD	1Y	3YCAGR	5YCAGR	10YCAGR	LaunchCAGR
Fund	-1.0%	+2.5%	+5.4%	+1.0%	+3.0%	+6.7%	+7.9%	—	+9.1%
CRISIL Hybrid 65+35 - Conservative Index	—	—	—	—	2.8%	8.1%	7.3%	—	8.2%
Retirement average	-1.8%	2.7%	7.2%	1.0%	3.3%	9.8%	9.4%	10.6%	11.3%
Difference	—	—	—	—	+0.1%	-1.3%	+0.6%	—	+1.0%

Portfolio

Fund details

Fund house: SBI Mutual Fund
Category: Life Goals · Retirement
SEBI classification: Solution Oriented / Retirement
Benchmark: CRISIL Hybrid 65+35 - Conservative Index
Launch date: 17 Feb 2021 (5.6 years)
Structure: Open Ended
Plans and options: Direct Growth, Regular Growth
Fund manager: Rohit Shimpi
Minimum SIP: ₹500
Minimum lumpsum: ₹5,000 (then ₹1,000)
Exit load: None
Lock-in: 5 years
Riskometer: High (benchmark High)
Expense ratio as of: 9 Sept 2026
AUM period: April - June 2026
ISIN, Direct Growth: INF200KA1T70
ISIN, Regular Growth: INF200KA1T54
Scheme code: 148690, 148692

NAV and returns as of 11 Sept 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.

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