ICICI Prudential Mutual FundRetirementDirect plan, growth

ICICI Prudential Retirement Fund Pure Debt Plan

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NAV: ₹17.09; —30 Oct 2026
AUM (₹ Cr): 81; Average, July - September 2026
Expense ratio: 1.22%; Regular 2.14%
Risk: Moderate; SEBI riskometer

1Y return: 3.2%+3.3%; Benchmark -0.1%
3Y CAGR: 6.3%+0.9%; Benchmark 5.3%
5Y CAGR: 5.7%+0.7%; Benchmark 5.0%

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ICICI Prudential Retirement Fund Pure Debt Plan

Rank in category

#21 of 25 Retirement funds on its 1-, 3- and 5-year returns together.

Fund

Aditya Birla Sun Life-The 30s PlanAditya Birla Sun Life Retirement Fund-The 30s Plan#1#15.9%#315.9%#311.5%

ICICI Prudential Pure Equity PlanICICI Prudential Retirement Fund Pure Equity Plan#2#16-2.7%#118.8%#117.2%

ICICI Prudential Hybrid Aggressive PlanICICI Prudential Retirement Fund Hybrid Aggressive Plan#3#17-2.7%#216.2%#213.1%

Tata Savings-Moderate PlanTata Retirement Savings Fund-Moderate Plan#4#10-1.4%#711.1%#99.3%

Tata Savings-Progressive PlanTata Retirement Savings Fund-Progressive Plan#5#13-2.0%#611.5%#89.3%

ICICI Prudential Hybrid Conservative PlanICICI Prudential Retirement Fund Hybrid Conservative Plan#6#42.0%#129.1%#128.2%

SBI Benefit - Aggressive Hybrid PlanSBI Retirement Benefit Fund - Aggressive Hybrid Plan#7#18-2.7%#148.9%#69.6%

Aditya Birla Sun Life-The 50s PlanAditya Birla Sun Life Retirement Fund-The 50s Plan#8#51.7%#177.8%#176.7%

Aditya Birla Sun Life-The 40s PlanAditya Birla Sun Life Retirement Fund-The 40s Plan#9#22-3.6%#910.8%#118.6%

UTIUTI Retirement Fund#10#12-1.8%#158.4%#138.1%

HDFC - Equity PlanHDFC Retirement Fund - Equity Plan#11#29-9.1%#119.3%#411.2%

SBI Benefit - Aggressive PlanSBI Retirement Benefit Fund - Aggressive Plan#12#25-5.2%#168.3%#59.7%

Nippon India- Wealth CreationNippon India Retirement Fund- Wealth Creation Scheme#13#28-8.7%#109.8%#79.4%

Axis - Dynamic PlanAxis Retirement Fund - Dynamic Plan#14#26-5.4%#511.6%#157.1%

SBI Benefit - Conservative Hybrid PlanSBI Retirement Benefit Fund - Conservative Hybrid Plan#15#8-0.8%#226.7%#147.2%

Axis - Aggressive PlanAxis Retirement Fund - Aggressive Plan#16#24-5.2%#810.8%#186.7%

Tata Savings-Conservative PlanTata Retirement Savings Fund-Conservative Plan#17#60.9%#207.2%#216.2%

HDFC - Hybrid-Debt PlanHDFC Retirement Fund - Hybrid-Debt Plan#18#9-1.1%#236.5%#166.7%

SBI Benefit - Conservative PlanSBI Retirement Benefit Fund - Conservative Plan#19#70.9%#246.4%#196.6%

HDFC - Hybrid-Equity PlanHDFC Retirement Fund - Hybrid-Equity Plan#20#27-8.3%#187.3%#108.6%

ICICI Prudential Pure Debt PlanICICI Prudential Retirement Fund Pure Debt Plan#21#23.2%#266.3%#245.7%

Aditya Birla Sun Life-The 50s Plus-Debt PlanAditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan#22#32.7%#275.6%#254.9%

Franklin IndiaFranklin India Retirement Fund#23#20-3.4%#197.3%#206.6%

Nippon India- Income GenerationNippon India Retirement Fund- Income Generation Scheme#24#11-1.8%#256.4%#225.8%

Axis - Conservative PlanAxis Retirement Fund - Conservative Plan#25#19-2.7%#217.2%#235.8%

BandhanBandhan Retirement Fund—#21-3.5%#139.1%—

Baroda BNP ParibasBaroda BNP Paribas Retirement Fund—#14-2.1%——

PGIM IndiaPGIM India Retirement Fund—#23-3.7%——

UnionUnion Retirement Fund—#15-2.2%#412.0%—

Ranked on 1Y, 3Y and 5Y together. 25 of 29 funds have a rank here; it needs a 5-year record. Direct plan, growth option. Click a column to rank by it.

Calendar-year returns

Fund only: no comparison series covers this fund's history.

Risk statistics

Five years of daily NAVs. Risk-free rate 6.5% a year.

Standard deviation: —
Maximum drawdown: —
Sharpe ratio: —
Sortino ratio: —
Beta: —
Alpha: —
R²: —
Information ratio: —
Upside capture: —
Downside capture: —
Tracking error: —

Trailing returns compared with benchmark
Period	1M	3M	6M	YTD	1Y	3YCAGR	5YCAGR	10YCAGR	LaunchCAGR
Fund	-0.5%	-0.5%	+1.7%	+2.3%	+3.2%	+6.3%	+5.7%	—	+7.2%
Nifty Composite Debt Index	—	—	—	—	-0.1%	5.3%	5.0%	—	6.6%
Retirement average	-1.1%	-4.0%	-0.2%	-2.3%	-2.2%	9.5%	8.4%	10.1%	10.5%
Difference	—	—	—	—	+3.3%	+0.9%	+0.7%	—	+0.6%

Portfolio

Fund details

Fund house: ICICI Prudential Mutual Fund
Category: Life Goals · Retirement
SEBI classification: Solution Oriented / Retirement
Benchmark: Nifty Composite Debt Index
Launch date: 28 Feb 2019 (7.7 years)
Structure: Open Ended
Plans and options: Direct Growth, Regular Growth
Riskometer: Moderate (benchmark Moderate)
Expense ratio as of: 28 Oct 2026
AUM period: July - September 2026
ISIN, Direct Growth: INF109KC1UE0
ISIN, Regular Growth: INF109KC1UC4
Scheme code: 146727, 146726

NAV and returns as of 30 Oct 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.

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