HDFC Mutual FundRetirementDirect plan, growth

HDFC Retirement Fund - Hybrid-Debt Plan

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NAV: ₹24.70; —11 Sept 2026
AUM (₹ Cr): 153; Average, April - June 2026
Expense ratio: 1.35%; Regular 2.33%
Risk: Moderately High; SEBI riskometer

1Y return: 1.4%-0.1%; Benchmark 1.5%
3Y CAGR: 6.6%+0.3%; Benchmark 6.2%
5Y CAGR: 7.1%+1.3%; Benchmark 5.8%

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HDFC Retirement Fund - Hybrid-Debt Plan

Calendar-year returns

Fund only: no comparison series covers this fund's history.

Risk statistics

Five years of daily NAVs. Risk-free rate 6.5% a year.

Standard deviation: —
Maximum drawdown: —
Sharpe ratio: —
Sortino ratio: —
Beta: —
Alpha: —
R²: —
Information ratio: —
Upside capture: —
Downside capture: —
Tracking error: —

Trailing returns compared with benchmark
Period	1M	3M	6M	YTD	1Y	3YCAGR	5YCAGR	10YCAGR	LaunchCAGR
Fund	-1.5%	+0.6%	+1.2%	-0.8%	+1.4%	+6.6%	+7.1%	+8.2%	+8.9%
Nifty 50 Hybrid Composite Debt 15:85 Conservative Index	—	—	—	—	1.5%	6.2%	5.8%	7.6%	8.3%
Retirement average	-1.8%	2.7%	7.2%	1.0%	3.3%	9.8%	9.4%	10.6%	11.3%
Difference	—	—	—	—	-0.1%	+0.3%	+1.3%	+0.6%	+0.6%

Portfolio

Fund details

Fund house: HDFC Mutual Fund
Category: Life Goals · Retirement
SEBI classification: Solution Oriented / Retirement
Benchmark: Nifty 50 Hybrid Composite Debt 15:85 Conservative Index
Launch date: 26 Feb 2016 (10.5 years)
Structure: Open Ended
Plans and options: Direct Growth, Regular Growth
Fund manager: Anupam Joshi
Minimum SIP: ₹100
Minimum lumpsum: ₹100 (then ₹100)
Exit load: None
Lock-in: 5 years
Riskometer: Moderately High (benchmark Moderately High)
Expense ratio as of: 7 Sept 2026
AUM period: April - June 2026
ISIN, Direct Growth: INF179KB1MJ2
ISIN, Regular Growth: INF179KB1MK0
Scheme code: 136465, 136466

NAV and returns as of 11 Sept 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.

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