HDFC Mutual FundRetirementDirect plan, growth

HDFC Retirement Fund - Equity Plan

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NAV: ₹54.70; —11 Sept 2026
AUM (₹ Cr): 6,718; Average, April - June 2026
Expense ratio: 0.92%; Regular 1.87%
Risk: Very High; SEBI riskometer

1Y return: -4.6%-5.0%; Benchmark 0.4%
3Y CAGR: 8.5%-2.0%; Benchmark 10.5%
5Y CAGR: 12.2%+2.0%; Benchmark 10.2%

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HDFC Retirement Fund - Equity Plan

Calendar-year returns

Fund only: no comparison series covers this fund's history.

Risk statistics

Five years of daily NAVs. Risk-free rate 6.5% a year.

Standard deviation: —
Maximum drawdown: —
Sharpe ratio: —
Sortino ratio: —
Beta: —
Alpha: —
R²: —
Information ratio: —
Upside capture: —
Downside capture: —
Tracking error: —

Trailing returns compared with benchmark
Period	1M	3M	6M	YTD	1Y	3YCAGR	5YCAGR	10YCAGR	LaunchCAGR
Fund	-3.3%	+1.0%	+2.9%	-7.2%	-4.6%	+8.5%	+12.2%	+15.1%	+17.5%
Nifty 500 TRI	—	—	—	—	0.4%	10.5%	10.2%	12.9%	15.1%
Retirement average	-1.8%	2.7%	7.2%	1.0%	3.3%	9.8%	9.4%	10.6%	11.3%
Difference	—	—	—	—	-5.0%	-2.0%	+2.0%	+2.2%	+2.4%

Portfolio

Fund details

Fund house: HDFC Mutual Fund
Category: Life Goals · Retirement
SEBI classification: Solution Oriented / Retirement
Benchmark: Nifty 500 TRI
Launch date: 26 Feb 2016 (10.5 years)
Structure: Open Ended
Plans and options: Direct Growth, Regular Growth
Fund manager: Anupam Joshi
Minimum lumpsum: ₹100 (then ₹100)
Exit load: None
Lock-in: 5 years
Riskometer: Very High (benchmark Very High)
Expense ratio as of: 7 Sept 2026
AUM period: April - June 2026
ISIN, Direct Growth: INF179KB1MF0
ISIN, Regular Growth: INF179KB1MG8
Scheme code: 136094, 136090

NAV and returns as of 11 Sept 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.

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