UTI Mutual FundRetirementDirect plan, growth

UTI Retirement Fund

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NAV: ₹54.52; —11 Sept 2026
AUM (₹ Cr): 4,629; Average, April - June 2026
Expense ratio: 1.16%; Regular 1.63%
Risk: High; SEBI riskometer

1Y return: 1.8%-1.3%; Benchmark 3.1%
3Y CAGR: 8.6%+0.3%; Benchmark 8.4%
5Y CAGR: 9.1%+1.4%; Benchmark 7.7%

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UTI Retirement Fund

Calendar-year returns

Fund only: no comparison series covers this fund's history.

Risk statistics

Five years of daily NAVs. Risk-free rate 6.5% a year.

Standard deviation: —
Maximum drawdown: —
Sharpe ratio: —
Sortino ratio: —
Beta: —
Alpha: —
R²: —
Information ratio: —
Upside capture: —
Downside capture: —
Tracking error: —

Trailing returns compared with benchmark
Period	1M	3M	6M	YTD	1Y	3YCAGR	5YCAGR	10YCAGR	LaunchCAGR
Fund	-1.9%	+1.3%	+2.4%	-1.1%	+1.8%	+8.6%	+9.1%	+9.0%	+8.3%
CRISIL Short Term Debt Hybrid 60+40 Index	—	—	—	—	3.1%	8.4%	7.7%	9.6%	10.1%
Retirement average	-1.8%	2.7%	7.2%	1.0%	3.3%	9.8%	9.4%	10.6%	11.3%
Difference	—	—	—	—	-1.3%	+0.3%	+1.4%	-0.6%	-1.8%

Portfolio

Fund details

Fund house: UTI Mutual Fund
Category: Life Goals · Retirement
SEBI classification: Solution Oriented / Retirement
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
Launch date: 3 Apr 2006 (20.4 years)
Structure: Open Ended
Plans and options: Direct Growth, Regular Growth
Riskometer: High (benchmark Moderately High)
Expense ratio as of: 9 Sept 2026
AUM period: April - June 2026
ISIN, Direct Growth: INF789F1AA64
ISIN, Regular Growth: INF789F1AA56
Scheme code: 120766, 100682

NAV and returns as of 11 Sept 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.

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