Tata Mutual FundRetirementDirect plan, growth

Tata Retirement Savings Fund-Conservative Plan

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NAV: ₹39.03; —11 Sept 2026
AUM (₹ Cr): 165; Average, April - June 2026
Expense ratio: 1.06%; Regular 2.18%
Risk: Moderately High; SEBI riskometer

1Y return: 5.0%+0.9%; Benchmark 4.1%
3Y CAGR: 7.8%-0.1%; Benchmark 7.9%
5Y CAGR: 6.9%-0.3%; Benchmark 7.2%

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Tata Retirement Savings Fund-Conservative Plan

Calendar-year returns

Fund only: no comparison series covers this fund's history.

Risk statistics

Five years of daily NAVs. Risk-free rate 6.5% a year.

Standard deviation: —
Maximum drawdown: —
Sharpe ratio: —
Sortino ratio: —
Beta: —
Alpha: —
R²: —
Information ratio: —
Upside capture: —
Downside capture: —
Tracking error: —

Trailing returns compared with benchmark
Period	1M	3M	6M	YTD	1Y	3YCAGR	5YCAGR	10YCAGR	LaunchCAGR
Fund	-0.6%	+2.5%	+6.2%	+3.6%	+5.0%	+7.8%	+6.9%	+8.3%	+9.6%
CRISIL Short Term Debt Hybrid 75+25 Index	—	—	—	—	4.1%	7.9%	7.2%	8.7%	9.2%
Retirement average	-1.8%	2.7%	7.2%	1.0%	3.3%	9.8%	9.4%	10.6%	11.3%
Difference	—	—	—	—	+0.9%	-0.1%	-0.3%	-0.3%	+0.3%

Portfolio

Fund details

Fund house: Tata Mutual Fund
Category: Life Goals · Retirement
SEBI classification: Solution Oriented / Retirement
Benchmark: CRISIL Short Term Debt Hybrid 75+25 Index
Launch date: 8 Nov 2011 (14.8 years)
Structure: Open Ended
Plans and options: Direct Growth, Regular Growth
Fund manager: Sonam Udasi
Minimum SIP: ₹500
Minimum lumpsum: ₹5,000 (then ₹1,000)
Exit load: 1.00%
Lock-in: 5 years
Riskometer: Moderately High (benchmark Moderate)
Expense ratio as of: 9 Sept 2026
AUM period: April - June 2026
ISIN, Direct Growth: INF277K01QM5
ISIN, Regular Growth: INF277K01FI6
Scheme code: 119256, 115944

NAV and returns as of 11 Sept 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.

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