Tata Mutual FundRetirementDirect plan, growth

Tata Retirement Savings Fund-Moderate Plan

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NAV: ₹82.46; —11 Sept 2026
AUM (₹ Cr): 2,112; Average, April - June 2026
Expense ratio: 0.83%; Regular 2.17%
Risk: Very High; SEBI riskometer

1Y return: 7.4%+7.0%; Benchmark 0.4%
3Y CAGR: 12.1%+3.0%; Benchmark 9.1%
5Y CAGR: 10.9%+2.2%; Benchmark 8.7%

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Tata Retirement Savings Fund-Moderate Plan

Calendar-year returns

Fund only: no comparison series covers this fund's history.

Risk statistics

Five years of daily NAVs. Risk-free rate 6.5% a year.

Standard deviation: —
Maximum drawdown: —
Sharpe ratio: —
Sortino ratio: —
Beta: —
Alpha: —
R²: —
Information ratio: —
Upside capture: —
Downside capture: —
Tracking error: —

Trailing returns compared with benchmark
Period	1M	3M	6M	YTD	1Y	3YCAGR	5YCAGR	10YCAGR	LaunchCAGR
Fund	-0.7%	+5.5%	+15.7%	+5.9%	+7.4%	+12.1%	+10.9%	+13.0%	+15.0%
CRISIL Hybrid 25+75 - Aggressive Index	—	—	—	—	0.4%	9.1%	8.7%	11.5%	12.0%
Retirement average	-1.8%	2.7%	7.2%	1.0%	3.3%	9.8%	9.4%	10.6%	11.3%
Difference	—	—	—	—	+7.0%	+3.0%	+2.2%	+1.5%	+3.1%

Portfolio

Fund details

Fund house: Tata Mutual Fund
Category: Life Goals · Retirement
SEBI classification: Solution Oriented / Retirement
Benchmark: CRISIL Hybrid 25+75 - Aggressive Index
Launch date: 8 Nov 2011 (14.8 years)
Structure: Open Ended
Plans and options: Direct Growth, Regular Growth
Fund manager: Sonam Udasi
Minimum SIP: ₹150
Minimum lumpsum: ₹5,000 (then ₹1,000)
Exit load: 1.00%
Lock-in: 5 years
Riskometer: Very High (benchmark High)
Expense ratio as of: 9 Sept 2026
AUM period: April - June 2026
ISIN, Direct Growth: INF277K01QN3
ISIN, Regular Growth: INF277K01FH8
Scheme code: 119255, 115943

NAV and returns as of 11 Sept 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.

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