Bank of India Mutual FundCredit RiskDirect plan, growth

Bank of India Credit Risk Fund

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NAV: ₹14.89; —11 Sept 2026
AUM (₹ Cr): 94; Average, April - June 2026
Expense ratio: 0.61%; Regular 1.36%
Risk: Moderate; SEBI riskometer

1Y return: 18.0%+10.6%; Benchmark 7.3%
3Y CAGR: 10.1%+2.2%; Benchmark 7.9%
5Y CAGR: 27.8%+20.6%; Benchmark 7.2%

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Bank of India Credit Risk Fund

Calendar-year returns

Fund only: no comparison series covers this fund's history.

Risk statistics

Five years of daily NAVs. Risk-free rate 6.5% a year.

Standard deviation: —
Maximum drawdown: —
Sharpe ratio: —
Sortino ratio: —
Beta: —
Alpha: —
R²: —
Information ratio: —
Upside capture: —
Downside capture: —
Tracking error: —

Trailing returns compared with benchmark
Period	1M	3M	6M	YTD	1Y	3YCAGR	5YCAGR	10YCAGR	LaunchCAGR
Fund	+0.5%	+1.8%	+9.1%	+15.4%	+18.0%	+10.1%	+27.8%	+2.5%	+3.5%
CRISIL Credit Risk Debt B-II Index	—	—	—	—	7.3%	7.9%	7.2%	7.9%	8.2%
Credit Risk average	0.3%	2.1%	5.0%	6.7%	9.1%	9.9%	10.2%	7.0%	8.0%
Difference	—	—	—	—	+10.6%	+2.2%	+20.6%	-5.4%	-4.7%

Portfolio

Fund details

Fund house: Bank of India Mutual Fund
Category: Debt · Credit Risk
SEBI classification: Debt / Credit Risk
Benchmark: CRISIL Credit Risk Debt B-II Index
Launch date: 9 Mar 2015 (11.5 years)
Structure: Open Ended
Plans and options: Direct Growth, Regular Growth
Fund manager: Alok Singh
Minimum SIP: ₹1,000
Minimum lumpsum: ₹5,000 (then ₹5,000)
Exit load: 1.00%
Lock-in: None
Riskometer: Moderate (benchmark Moderate)
Expense ratio as of: 9 Sept 2026
AUM period: April - June 2026
ISIN, Direct Growth: INF761K01DG8
ISIN, Regular Growth: INF761K01DH6
Scheme code: 133868, 133867

NAV and returns as of 11 Sept 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.

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