evenfolioFund Details
HDFC Mutual Fund·Credit Risk·Direct plan, growth
HDFC Credit Risk Fund
- NAV
- ₹28.34
- —30 Oct 2026
- AUM (₹ Cr)
- 7,666
- Average, July - September 2026
- Expense ratio
- 1.01%
- Regular 1.51%
- Risk
- High
- SEBI riskometer
- 1Y return
- 6.2%+3.6%
- Benchmark 2.6%
- 3Y CAGR
- 8.0%+1.8%
- Benchmark 6.2%
- 5Y CAGR
- 7.0%+0.5%
- Benchmark 6.6%
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HDFC Credit Risk Fund
Rank in category
#9 of 12 Credit Risk funds on its 1-, 3- and 5-year returns together.
Fund
Ranked on 1Y, 3Y and 5Y together. 12 of 15 funds have a rank here; it needs a 5-year record. Direct plan, growth option. Click a column to rank by it.
Calendar-year returns
Fund only: no comparison series covers this fund's history.
Risk statistics
Five years of daily NAVs. Risk-free rate 6.5% a year.
- Standard deviation
- —
- Maximum drawdown
- —
- Sharpe ratio
- —
- Sortino ratio
- —
- Beta
- —
- Alpha
- —
- R²
- —
- Information ratio
- —
- Upside capture
- —
- Downside capture
- —
- Tracking error
- —
| Period | 1M | 3M | 6M | YTD | 1Y | 3YCAGR | 5YCAGR | 10YCAGR | LaunchCAGR |
|---|---|---|---|---|---|---|---|---|---|
| Fund | -0.1% | +0.7% | +3.3% | +5.2% | +6.2% | +8.0% | +7.0% | +7.8% | +8.6% |
| NIFTY Credit Risk Bond Index B-II | — | — | — | — | 2.6% | 6.2% | 6.6% | 7.5% | 8.0% |
| Credit Risk average | -0.0% | 0.7% | 3.3% | 6.7% | 7.9% | 9.4% | 9.8% | 6.8% | 7.8% |
| Difference | — | — | — | — | +3.6% | +1.8% | +0.5% | +0.3% | +0.6% |
Portfolio
Fund details
- Fund house
- HDFC Mutual Fund
- Category
- Debt · Credit Risk
- SEBI classification
- Debt / Credit Risk
- Benchmark
- NIFTY Credit Risk Bond Index B-II
- Launch date
- 25 Mar 2014 (12.6 years)
- Structure
- Open Ended
- Plans and options
- Direct Growth, Regular Growth
- Fund manager
- Bhavyesh Divecha
- Minimum SIP
- ₹100
- Minimum lumpsum
- ₹100 (then ₹100)
- Exit load
- 1.00%
- Lock-in
- None
- Riskometer
- High (benchmark Moderately High)
- Expense ratio as of
- 28 Oct 2026
- AUM period
- July - September 2026
- ISIN, Direct Growth
- INF179KA1FZ3
- ISIN, Regular Growth
- INF179KA1GC0
- Scheme code
- 128051, 128053
NAV and returns as of 30 Oct 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.
Other credit risk funds
Other funds in the Credit Risk category.
- ICICI Prudential Credit Risk FundICICI Prudential Mutual Fund · ₹6,312 Cr · ER 0.80%5Y 7.9%
- SBI Credit Risk FundSBI Mutual Fund · ₹2,184 Cr · ER 0.90%5Y 7.6%
- Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)Nippon India Mutual Fund · ₹1,595 Cr · ER 0.61%5Y 7.8%
- Aditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Mutual Fund · ₹1,569 Cr · ER 0.81%5Y 10.8%
- Kotak Credit Risk FundKotak Mahindra Mutual Fund · ₹772 Cr · ER 0.81%5Y 6.6%
- HSBC Credit Risk FundHSBC Mutual Fund · ₹458 Cr · ER 0.84%