HDFC Mutual FundCredit RiskDirect plan, growth

HDFC Credit Risk Fund

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NAV: ₹28.35; —11 Sept 2026
AUM (₹ Cr): 7,327; Average, April - June 2026
Expense ratio: 1.01%; Regular 1.51%
Risk: High; SEBI riskometer

1Y return: 7.5%+2.9%; Benchmark 4.6%
3Y CAGR: 8.3%+1.5%; Benchmark 6.8%
5Y CAGR: 7.1%+0.3%; Benchmark 6.8%

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HDFC Credit Risk Fund

Calendar-year returns

Fund only: no comparison series covers this fund's history.

Risk statistics

Five years of daily NAVs. Risk-free rate 6.5% a year.

Standard deviation: —
Maximum drawdown: —
Sharpe ratio: —
Sortino ratio: —
Beta: —
Alpha: —
R²: —
Information ratio: —
Upside capture: —
Downside capture: —
Tracking error: —

Trailing returns compared with benchmark
Period	1M	3M	6M	YTD	1Y	3YCAGR	5YCAGR	10YCAGR	LaunchCAGR
Fund	+0.2%	+2.2%	+4.0%	+5.2%	+7.5%	+8.3%	+7.1%	+7.9%	+8.7%
NIFTY Credit Risk Bond Index B-II	—	—	—	—	4.6%	6.8%	6.8%	7.7%	8.2%
Credit Risk average	0.3%	2.1%	5.0%	6.7%	9.1%	9.9%	10.2%	7.0%	8.0%
Difference	—	—	—	—	+2.9%	+1.5%	+0.3%	+0.3%	+0.5%

Portfolio

Fund details

Fund house: HDFC Mutual Fund
Category: Debt · Credit Risk
SEBI classification: Debt / Credit Risk
Benchmark: NIFTY Credit Risk Bond Index B-II
Launch date: 25 Mar 2014 (12.5 years)
Structure: Open Ended
Plans and options: Direct Growth, Regular Growth
Fund manager: Bhavyesh Divecha
Minimum SIP: ₹100
Minimum lumpsum: ₹100 (then ₹100)
Exit load: 1.00%
Lock-in: None
Riskometer: High (benchmark Moderately High)
Expense ratio as of: 7 Sept 2026
AUM period: April - June 2026
ISIN, Direct Growth: INF179KA1FZ3
ISIN, Regular Growth: INF179KA1GC0
Scheme code: 128051, 128053

NAV and returns as of 11 Sept 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.

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