SBI Mutual FundCredit RiskDirect plan, growth

SBI Credit Risk Fund

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NAV: ₹54.22; —11 Sept 2026
AUM (₹ Cr): 2,145; Average, April - June 2026
Expense ratio: 0.90%; Regular 1.54%
Risk: High; SEBI riskometer

1Y return: 8.5%+3.9%; Benchmark 4.6%
3Y CAGR: 8.7%+1.9%; Benchmark 6.8%
5Y CAGR: 7.8%+0.9%; Benchmark 6.8%

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SBI Credit Risk Fund

Calendar-year returns

Fund only: no comparison series covers this fund's history.

Risk statistics

Five years of daily NAVs. Risk-free rate 6.5% a year.

Standard deviation: —
Maximum drawdown: —
Sharpe ratio: —
Sortino ratio: —
Beta: —
Alpha: —
R²: —
Information ratio: —
Upside capture: —
Downside capture: —
Tracking error: —

Trailing returns compared with benchmark
Period	1M	3M	6M	YTD	1Y	3YCAGR	5YCAGR	10YCAGR	LaunchCAGR
Fund	+0.5%	+2.6%	+5.0%	+6.2%	+8.5%	+8.7%	+7.8%	+7.9%	+8.7%
NIFTY Credit Risk Bond Index B-II	—	—	—	—	4.6%	6.8%	6.8%	7.7%	8.2%
Credit Risk average	0.3%	2.1%	5.0%	6.7%	9.1%	9.9%	10.2%	7.0%	8.0%
Difference	—	—	—	—	+3.9%	+1.9%	+0.9%	+0.2%	+0.4%

Portfolio

Fund details

Fund house: SBI Mutual Fund
Category: Debt · Credit Risk
SEBI classification: Debt / Credit Risk
Benchmark: NIFTY Credit Risk Bond Index B-II
Launch date: 3 Apr 2006 (20.4 years)
Structure: Open Ended
Plans and options: Direct Growth, Regular Growth
Fund manager: Lokesh Mallya
Minimum SIP: ₹500
Minimum lumpsum: ₹5,000 (then ₹1,000)
Exit load: 3.00%
Lock-in: None
Riskometer: High (benchmark Moderately High)
Expense ratio as of: 9 Sept 2026
AUM period: April - June 2026
ISIN, Direct Growth: INF200K01SV4
ISIN, Regular Growth: INF200K01685
Scheme code: 119798, 102505

NAV and returns as of 11 Sept 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.

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