UTI - India Consumer Fund
- NAV
- ₹59.07
- —30 Oct 2026
- AUM (₹ Cr)
- 720
- Average, July - September 2026
- Expense ratio
- 1.70%
- Regular 2.42%
- Risk
- Very High
- SEBI riskometer
- 1Y return
- -9.7%+1.6%
- Benchmark -11.4%
- 3Y CAGR
- 9.2%-1.7%
- Benchmark 10.9%
- 5Y CAGR
- 7.4%-3.1%
- Benchmark 10.5%
Rank in category
#7 of 12 Consumption funds on its 1-, 3- and 5-year returns together.
Ranked on 1Y, 3Y and 5Y together. 12 of 31 funds have a rank here; it needs a 5-year record. Direct plan, growth option. Click a column to rank by it.
Calendar-year returns
Fund only: no comparison series covers this fund's history.
Risk statistics
Five years of daily NAVs. Risk-free rate 6.5% a year.
- Standard deviation
- —
- Maximum drawdown
- —
- Sharpe ratio
- —
- Sortino ratio
- —
- Beta
- —
- Alpha
- —
- R²
- —
- Information ratio
- —
- Upside capture
- —
- Downside capture
- —
- Tracking error
- —
| Period | 1M | 3M | 6M | YTD | 1Y | 3YCAGR | 5YCAGR | 10YCAGR | LaunchCAGR |
|---|---|---|---|---|---|---|---|---|---|
| Fund | -0.5% | -8.3% | -1.3% | -8.5% | -9.7% | +9.2% | +7.4% | +10.6% | +10.9% |
| Nifty India Consumption TRI | — | — | — | — | -11.4% | 10.9% | 10.5% | 12.3% | 13.0% |
| Consumption average | -1.6% | -6.5% | -0.6% | -6.5% | -8.4% | 8.2% | 9.5% | 12.7% | 7.3% |
| Difference | — | — | — | — | +1.6% | -1.7% | -3.1% | -1.8% | -2.1% |
Portfolio
Valuation
- P/E
- 39.9
- 8% below its category
- Category median
- 43.4
- 30 Consumption funds
- Benchmark P/E
- 36.7
- Nifty India Consumption
P/E is the value of the shares the fund holds, at the close of 30 Oct 2026, over their profit in the last four reported quarters (the owners' share from continuing operations, consolidated where filed, losses included), weighted by the fund's portfolio disclosed 24 Oct 2026. The category median is worked out the same way; the benchmark's is the index provider's own figure on the same basis.
Fund details
- Fund house
- UTI Mutual Fund
- Category
- Equity · Consumption
- SEBI classification
- Equity / Thematic
- Benchmark
- Nifty India Consumption TRI
- Launch date
- 29 Aug 2007 (19.2 years)
- Structure
- Open Ended
- Plans and options
- Direct Growth, Regular Growth
- Fund manager
- Vicky Punjabi
- Minimum SIP
- ₹500
- Minimum lumpsum
- ₹5,000 (then ₹1,000)
- Exit load
- 1.00%
- Lock-in
- None
- Riskometer
- Very High (benchmark Very High)
- Expense ratio as of
- 29 Oct 2026
- AUM period
- July - September 2026
- ISIN, Direct Growth
- INF789F01VF3
- ISIN, Regular Growth
- INF789F01CE6
- Scheme code
- 120780, 106425
NAV and returns as of 30 Oct 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.
Other consumption funds
Other funds in the Consumption category.
- Bajaj Finserv Consumption FundBajaj Finserv Mutual Fund · ₹608 Cr · ER 1.23%
- Invesco India Consumption FundInvesco Mutual Fund · ₹591 Cr · ER 1.17%
- Mahindra Manulife Consumption FundMahindra Manulife Mutual Fund · ₹491 Cr · ER 1.09%5Y 10.0%
- Edelweiss Consumption FundEdelweiss Mutual Fund · ₹489 Cr · ER 0.99%
- Tata Housing Opportunities FundTata Mutual Fund · ₹480 Cr · ER 1.06%
- LIC MF Consumption FundLIC Mutual Fund · ₹463 Cr · ER 1.22%