Bank of India Multi Asset Allocation Fund
- NAV
- ₹12.40
- —30 Oct 2026
- AUM (₹ Cr)
- 372
- Average, July - September 2026
- Expense ratio
- 1.03%
- Regular 2.18%
- Risk
- Very High
- SEBI riskometer
- 1Y return
- 3.4%+5.7%
- Benchmark -2.3%
- 3Y CAGR
- —
- Category 13.5%
- 5Y CAGR
- —
- Category 11.6%
Rank in category
Too young for a combined rank, which needs five years. On its 1-year return it is #16 of 45.
Ranked on 1Y, 3Y and 5Y together. 17 of 56 funds have a rank here; it needs a 5-year record. Direct plan, growth option. Click a column to rank by it.
Calendar-year returns
Fund only: no comparison series covers this fund's history.
Risk statistics
Five years of daily NAVs. Risk-free rate 6.5% a year.
- Standard deviation
- —
- Maximum drawdown
- —
- Sharpe ratio
- —
- Sortino ratio
- —
- Beta
- —
- Alpha
- —
- R²
- —
- Information ratio
- —
- Upside capture
- —
- Downside capture
- —
- Tracking error
- —
| Period | 1M | 3M | 6M | YTD | 1Y | 3YCAGR | 5YCAGR | 10YCAGR | LaunchCAGR |
|---|---|---|---|---|---|---|---|---|---|
| Fund | -3.8% | -4.0% | -2.0% | +1.4% | +3.4% | — | — | — | +8.4% |
| 40% Nifty500 TRI + 40% Nifty Composite Debt Index + 15% Domestic Prices of Gold + 5% Domestic Prices of Silver | — | — | — | — | -2.3% | — | — | — | — |
| Multi Asset Allocation average | -1.9% | -3.8% | -1.7% | -1.4% | 1.6% | 13.5% | 11.6% | 12.1% | 8.9% |
| Difference | — | — | — | — | +5.7% | — | — | — | — |
Portfolio
Valuation
- P/E of its shares
- 21.3
- Shares are 56% of the fund
- Category median
- 23.3
- 36 Multi Asset Allocation funds
- Benchmark P/E (shares)
- 21.0
- Nifty 500, the share part of 40% Nifty500 TRI + 40% Nifty Composite Debt Index + 15% Domestic Prices of Gold + 5% Domestic Prices of Silver
P/E is the value of the shares the fund holds, at the close of 30 Oct 2026, over their profit in the last four reported quarters (the owners' share from continuing operations, consolidated where filed, losses included), weighted by the fund's portfolio disclosed 24 Oct 2026. The category median is worked out the same way; the benchmark's is the index provider's own figure on the same basis.
Fund details
- Fund house
- Bank of India Mutual Fund
- Category
- Hybrid · Multi Asset Allocation
- SEBI classification
- Hybrid / Multi Asset Allocation
- Benchmark
- 40% Nifty500 TRI + 40% Nifty Composite Debt Index + 15% Domestic Prices of Gold + 5% Domestic Prices of Silver
- Launch date
- 1 Mar 2024 (2.7 years)
- Structure
- Open Ended
- Plans and options
- Direct Growth, Regular Growth
- Fund manager
- Mithraem Bharucha
- Minimum SIP
- ₹1,000
- Minimum lumpsum
- ₹5,000 (then ₹1,000)
- Exit load
- 1.00%
- Lock-in
- None
- Riskometer
- Very High (benchmark High)
- Expense ratio as of
- 29 Oct 2026
- AUM period
- July - September 2026
- ISIN, Direct Growth
- INF761K01FZ3
- ISIN, Regular Growth
- INF761K01FW0
- Scheme code
- 152396, 152398
NAV and returns as of 30 Oct 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.
Other multi asset allocation funds
Other funds in the Multi Asset Allocation category.
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- The Wealth Company Multi Asset Allocation FundThe Wealth Company Mutual Fund · ₹202 Cr · ER 1.23%
- Zerodha Multi Asset Passive FoFZerodha Mutual Fund · ₹183 Cr · ER 0.23%
- Motilal Oswal Multi Asset Passive Fund of FundMotilal Oswal Mutual Fund · ₹159 Cr · ER 0.29%5Y 9.8%
- Shriram Multi Asset Allocation FundShriram Mutual Fund · ₹144 Cr · ER 0.62%
- JM Multi Asset Allocation FundJM Financial Mutual Fund · ₹134 Cr · ER 1.04%