UTI - Banking and Financial Services Fund
- NAV
- ₹212.57
- —30 Oct 2026
- AUM (₹ Cr)
- 1,431
- Average, July - September 2026
- Expense ratio
- 1.45%
- Regular 2.38%
- Risk
- Very High
- SEBI riskometer
- 1Y return
- -5.4%+4.2%
- Benchmark -9.6%
- 3Y CAGR
- 12.0%+2.0%
- Benchmark 9.9%
- 5Y CAGR
- 9.6%+3.0%
- Benchmark 6.6%
Rank in category
#7 of 13 Financial Services funds on its 1-, 3- and 5-year returns together.
Ranked on 1Y, 3Y and 5Y together. 13 of 28 funds have a rank here; it needs a 5-year record. Direct plan, growth option. Click a column to rank by it.
Calendar-year returns
Fund only: no comparison series covers this fund's history.
Risk statistics
Five years of daily NAVs. Risk-free rate 6.5% a year.
- Standard deviation
- —
- Maximum drawdown
- —
- Sharpe ratio
- —
- Sortino ratio
- —
- Beta
- —
- Alpha
- —
- R²
- —
- Information ratio
- —
- Upside capture
- —
- Downside capture
- —
- Tracking error
- —
| Period | 1M | 3M | 6M | YTD | 1Y | 3YCAGR | 5YCAGR | 10YCAGR | LaunchCAGR |
|---|---|---|---|---|---|---|---|---|---|
| Fund | -1.9% | -6.5% | -1.1% | -6.4% | -5.4% | +12.0% | +9.6% | +10.2% | +11.1% |
| Nifty Financial Services TRI | — | — | — | — | -9.6% | 9.9% | 6.6% | 12.7% | 12.9% |
| Financial Services average | -2.6% | -7.6% | -3.0% | -7.5% | -5.7% | 11.3% | 9.7% | 11.9% | 8.7% |
| Difference | — | — | — | — | +4.2% | +2.0% | +3.0% | -2.5% | -1.8% |
Portfolio
Valuation
- P/E
- 15.4
- In line with its category
- Category median
- 15.7
- 28 Financial Services funds
- Benchmark P/E
- 14.7
- Nifty Financial Services
P/E is the value of the shares the fund holds, at the close of 30 Oct 2026, over their profit in the last four reported quarters (the owners' share from continuing operations, consolidated where filed, losses included), weighted by the fund's portfolio disclosed 31 Oct 2026. The category median is worked out the same way; the benchmark's is the index provider's own figure on the same basis.
Fund details
- Fund house
- UTI Mutual Fund
- Category
- Equity · Financial Services
- SEBI classification
- Equity / Sectoral / Thematic
- Benchmark
- Nifty Financial Services TRI
- Launch date
- 3 Apr 2006 (20.6 years)
- Structure
- Open Ended
- Plans and options
- Direct Growth, Regular Growth
- Fund manager
- Bhavesh Kanani
- Minimum SIP
- ₹500
- Minimum lumpsum
- ₹5,000 (then ₹1,000)
- Exit load
- 1.00%
- Lock-in
- None
- Riskometer
- Very High (benchmark Very High)
- Expense ratio as of
- 29 Oct 2026
- AUM period
- July - September 2026
- ISIN, Direct Growth
- INF789F01SN3
- ISIN, Regular Growth
- INF789F01372
- Scheme code
- 120733, 102401
NAV and returns as of 30 Oct 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.
Other financial services funds
Other funds in the Financial Services category.
- Bandhan Financial Services FundBandhan Mutual Fund · ₹1,109 Cr · ER 1.04%
- HSBC Financial Services fundHSBC Mutual Fund · ₹941 Cr · ER 0.98%
- quant BFSI Fundquant Mutual Fund · ₹903 Cr · ER 2.07%
- WhiteOak Capital Banking & Financial Services FundWhiteOak Capital Mutual Fund · ₹651 Cr · ER 1.05%
- Canara Robeco Banking and Financial Services FundCanara Robeco Mutual Fund · ₹636 Cr · ER 1.05%
- Bajaj Finserv Banking and Financial Services FundBajaj Finserv Mutual Fund · ₹492 Cr · ER 1.12%