Kotak Mahindra Mutual FundBanking & PSUDirect plan, growth

Kotak Banking and PSU Debt Fund

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NAV: ₹72.49; —30 Oct 2026
AUM (₹ Cr): 4,928; Average, July - September 2026
Expense ratio: 0.40%; Regular 0.75%
Risk: Moderate; SEBI riskometer

1Y return: 4.0%+0.3%; Benchmark 3.7%
3Y CAGR: 7.0%+0.6%; Benchmark 6.4%
5Y CAGR: 6.3%+0.5%; Benchmark 5.8%

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Kotak Banking and PSU Debt Fund

Rank in category

#6 of 17 Banking & PSU funds on its 1-, 3- and 5-year returns together.

Fund

UTI Banking & PSU DebtUTI Banking & PSU Debt Fund#1#15.7%#17.5%#17.8%

Franklin India Banking & PSU DebtFranklin India Banking & PSU Debt Fund#2#25.4%#27.3%#36.4%

Bandhan Banking and PSU DebtBandhan Banking and PSU Debt Fund#3#35.1%#67.0%#66.2%

LIC MF Banking & PSU DebtLIC MF Banking & PSU Debt Fund#4#54.3%#37.1%#76.2%

SBI Banking & PSU DebtSBI Banking & PSU Debt Fund#5#44.4%#47.1%#86.2%

Kotak Banking and PSU DebtKotak Banking and PSU Debt Fund#6#84.0%#57.0%#46.3%

ICICI Prudential Banking and PSU DebtICICI Prudential Banking and PSU Debt Fund#7#64.1%#106.9%#26.5%

ITI Banking & PSU DebtITI Banking & PSU Debt Fund#8#74.1%#126.8%#46.3%

Edelweiss Banking and PSU DebtEdelweiss Banking and PSU Debt Fund#9#84.0%#67.0%#136.0%

Nippon India Banking and PSU DebtNippon India Banking and PSU Debt Fund#10#143.8%#86.9%#96.1%

Sundaram Banking and PSU Debt (Formerly Known as Sundaram Banking and PSU)Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)#11#104.0%#116.8%#146.0%

Aditya Birla Sun Life Banking & PSU DebtAditya Birla Sun Life Banking & PSU Debt Fund#12#163.5%#136.8%#96.1%

Axis Banking and PSU DebtAxis Banking and PSU Debt Fund#13#113.9%#156.7%#126.1%

Invesco India Banking and PSU DebtInvesco India Banking and PSU Debt Fund#14#153.7%#86.9%#175.6%

HDFC Banking and PSU DebtHDFC Banking and PSU Debt Fund#15#183.4%#136.8%#116.1%

Mirae Asset Banking and PSU DebtMirae Asset Banking and PSU Debt Fund#16#173.5%#176.7%#165.8%

DSP Banking and PSU DebtDSP Banking and PSU Debt Fund#17#203.0%#186.6%#155.9%

Bajaj Finserv Banking and PSU DebtBajaj Finserv Banking and PSU Debt Fund—#123.9%——

Canara Robeco Banking and PSU DebtCanara Robeco Banking and PSU Debt Fund—#193.2%#196.3%—

HSBC Banking and PSU DebtHSBC Banking and PSU Debt Fund—#133.8%#166.7%—

Ranked on 1Y, 3Y and 5Y together. 17 of 20 funds have a rank here; it needs a 5-year record. Direct plan, growth option. Click a column to rank by it.

Calendar-year returns

Fund only: no comparison series covers this fund's history.

Risk statistics

Five years of daily NAVs. Risk-free rate 6.5% a year.

Standard deviation: —
Maximum drawdown: —
Sharpe ratio: —
Sortino ratio: —
Beta: —
Alpha: —
R²: —
Information ratio: —
Upside capture: —
Downside capture: —
Tracking error: —

Trailing returns compared with benchmark
Period	1M	3M	6M	YTD	1Y	3YCAGR	5YCAGR	10YCAGR	LaunchCAGR
Fund	-0.4%	-0.3%	+2.1%	+3.1%	+4.0%	+7.0%	+6.3%	+7.2%	+7.9%
CRISIL Banking and PSU Debt A-II Index	—	—	—	—	3.7%	6.4%	5.8%	6.7%	7.5%
Banking & PSU average	-0.2%	0.1%	2.4%	3.3%	4.0%	6.9%	6.2%	6.9%	7.2%
Difference	—	—	—	—	+0.3%	+0.6%	+0.5%	+0.5%	+0.4%

Portfolio

Fund details

Fund house: Kotak Mahindra Mutual Fund
Category: Debt · Banking & PSU
SEBI classification: Debt / Banking and PSU Debt
Benchmark: CRISIL Banking and PSU Debt A-II Index
Launch date: 14 Aug 2013 (13.2 years)
Structure: Open Ended
Plans and options: Direct Growth, Regular Growth
Fund manager: Deepak Agrawal
Minimum SIP: ₹100
Minimum lumpsum: ₹100 (then ₹100)
Exit load: None
Lock-in: None
Riskometer: Moderate (benchmark Low to Moderate)
Expense ratio as of: 27 Oct 2026
AUM period: July - September 2026
ISIN, Direct Growth: INF174K01KH7
ISIN, Regular Growth: INF174K01FO3
Scheme code: 123693, 123690

NAV and returns as of 30 Oct 2026; returns are for the direct plan, growth option, before entry or exit costs. Not investment advice.

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